 Government-mandated benefits expand what health plans cover and also drive up premiums for consumers. For example: the ACA requires health plans to cover pediatric dental and preventative health services. Here's a good rundown of proposed mandates and their estimated costs to Californians:
https://www.calhealthplans.org/wp-content/uploads/2019/09/fact-sheet-mandates-05-07-19.pdf
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