By Pete Brately
As an insurance professional, friends often ask me for advice on their personal medical insurance. The most common question is: "My company offers medical insurance at work, but premiums and cost sharing are high. Would I be better off buying an individual/exchange medical insurance plan?"
While there's no 100% definitive answer, in most cases your employer-sponsored plan will be a better financial choice.
Why? Here are a few factors:
In most cases, the medical plan your employer offers will be the best financial deal, but it is always a good idea to look at all of your options.